With Zilch, you can shop online and in-store. The app allows you to easily manage your payments and more.
Download the free Zilch app.
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply Representative Example: 22.6% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £119.77, then 3 payments of £38.33 every 2 weeks.
4 simple steps to get you going.
Once you’ve downloaded the Zilch app, sign up by hitting the ‘Get started’ button.
We just need a few details including your name, address, phone number, date of birth and email. Then agree terms and conditions.
We’ll ask you for a few more details:
We’ll immediatley show you your available spend for Pay in 4 purchases.
To view your Zilch account online, just head to www.payzilch.com, then log in to your account and use the search box to select your retailer. Then tap the green card to view your full card details.
If you have the Zilch App, go to ‘Settings’ and select ‘My Cards’. Then tap the green card to see all your card details.
Yes! Based on how you’ve used Zilch, we may choose to upgrade certain users so that they have a higher available spend. 😀
When we upgrade, we look at your payment history. The more often you use Zilch and the more you pay on time, the greater your chances of having a higher available spend.
Now you're ready to Tap and Pay in-stores!