Zilch has several revenue streams. The first being through the interchange associated with purchases made with the Zilch MasterCard. The second is through a commission payment we receive directly from retailers. Retailers take a position within the Zilch app “storefront” and because of the size of the Zilch customer base visiting the Zilch app daily, this customer traffic source offers a boost in retailer sales. The retailer then pays us a fee for introducing the transaction.
Finally, where retailers do not pay a large enough affiliate commission to cover the cost of sales, we charge the customer a small, upfront fee. This is made clear to the customer before the transaction is made meaning there are no surprises.